Commercial Loans For Energy Projects

We provide financing for renewable energy projects as well as energy efficient upgrades.

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Sustainable Energy Fund finances energy-related projects to established commercial, industrial, municipal, agricultural and nonprofit entities. Our geographic focus is central and eastern Pennsylvania.

We provide financing for renewable energy projects (e.g. biomass, solar, wind, etc.), as well as energy efficiency projects (e.g. building envelope improvements, HVAC, lighting systems, etc.).


  • SEF will finance 100% of your project
  • Loan Amount: $5,000 to $1,000,000
  • Competitive Interest Rates as Low as 4%
  • Up to 7 year term
  • There is no prepayment penalty
  • No upfront payments—only interest payments are required during the construction phase of the project
  • Loan payments are structured to be less than the monthly energy savings, meaning no increase in your existing operating budget
  • SEF will accept a lower lien position on collateral than most banks

Project Requirements

Projects must meet one of the following criteria:

  • Reduce energy consumption
  • Generate energy from a renewable source
  • Replace a “dirty” fossil fuel with a clean (or cleaner) energy source

Unlike a traditional commercial bank, SEF can be very creative in structuring our loan financing solutions to meet the unique requirements of each customer.