Importance of Supporting Documents

Scott DeStefon

As a commercial underwriter, I am frequently asked why underwriting requires so much documentation from potential customers. While some large lenders can get away with asking for less documentation, most underwriters require a potential customer to submit several supporting documents, including financial statements, balance sheets, an principal owner’s information, before they will consider lending to […]

Thermal Image of Heat Leak thru Windows

Most Common ECMs Recommended in an Energy Audit

Brian Hillard

In an increasingly competitive world, small and large businesses alike are looking for ways to eliminate waste from their operations. Fortunately, operating cost reductions can be found by taking a solid look at an organization’s energy use. Every day, more businesses realize the potential of implementing energy conservation measures (ECMs) to reduce their energy consumption. […]


The 5 C’s of Creditworthiness

Scott DeStefon

In our 20 years in business, SEF has provided funding in whole or in part for more than 100 million in energy efficiency and renewable energy projects. As a nonprofit, we are heavily focused on funding projects that promote our organizational mission; however, for every potential project we examine, there are many other factors that […]

energy efficiency

The Importance of an Energy Baseline

Brian Hillard

Maya Angelou once said, “If you don’t know where you’ve come from, you don’t know where you’re going.” While this certainly has applications across a wide range of topics, it also applies to the process of figuring out where and how we can save on energy. In recent years, we have come a long way […]


Beyond Energy Savings: Health & Safety Benefits to Energy Efficiency Upgrades

Sustainable Energy Fund

There are two obvious benefits to having energy efficiency upgrades done in your residence or business: energy and cost savings.  Two very real and important benefits that are often overlooked, however, are the health and safety benefits that can result from energy efficiency upgrades.  These benefits result in a much healthier and more productive occupant […]